This section is for you, the consumer. If you are having credit difficulties, or an institution has wronged you, than let us know. We here at corporateabuse.net are always thinking of away to bite back at the greedy conglomerates, and their minion subjects that lack understanding, or customer service skills.
So here is the deal, the internet does wonder with “key words.” So let’s say Target calls you up and starts to push you, or degrade you, or threaten you. The first thing you need to do is get a full contact name (first and last) i.e. the customer rep. that is talking to you, write this down along with time they are calling you, and all the details you can provide. If your story is well articulated, we can help publish your story. Now you are saying “this is no different than any other website”, well if we publish the customer service reps. name, than the whole world including future employeers can see his/her working resume. These kinds of story in the long run can help deter these customer service reps. from acting like you are taking money out of their pockets.
If you cannot use this guestbook, feel free to send us an email to thomharvick@yahoo.com
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consumeradvocate said: Dec 11, 2008 10:05 am
American General Financial's shady, and predatory lending practices have started the landslide to its demise. In the 3rd quarter alone, American General Finance has a net net loss of $536 million, with an estimated year end loss of over $1 billion. These losses arenot a result of AIG(AGF parent company) current financial situation,but of American General Finance's upper echleon(management's …greed and corruption). As a former employee of American General Finance, we all saw it coming. Our company's former success was based on predatory and discrimantory lending practices. American General targeted inner, city blacks, hispanics, and lower-income, working class families, who had no idea how they were being ripped off. Most of the mortgages, American General Finance orginated could of been approved convential or FHA at an average rate of 6.%. American General on average charged these uneducated, consumers a rate of 15% on a first mortgage. These mortgages that were orginated, were also loaded with thousand of dollars in points and trash fees, to generate insane amounts of profits. In addition, American General particpated in insurance twisting on its consumer and mortgage loans. Instead of offering, customers standard term life policies through American General($15/$50,000. 15year policy. American General embedded life insurance policies, with terms of 12 months to 5 years with a face value of less than $5000.00, that were embedded in their loans. Most AGF consumers didnot realize that they were also being charged 23%apr on their insurance premiums, that were hidden in their loans. What a relief that the end is near. I couldnot sleep , a many of nites knowing that, I was involved in such criminal and unethical lending practices. May God forgive me!
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I invested my inheritance in Wells Fargo Bank, there is also a trust account that is in the process of being transferred to another institution. The value is approximately $1,000,000. I was uncomfortable with the practices of the investment managers at Wells so I removed my funds from their institution. The trust account however, must be removed through legal channels. When I moved my investments from Wells, my trust account money was withheld from me during the transfer, this left me with no funds whatsoever. I was unable to pay my utility bills, ands I had no food in my refridgerator, my power and water were turned off. A million dollars, and I had no food, I was in the dark alone, with no water. Wells told me there would be a fee of $1000.00 to transfer the trust, I was
very disgusted. The trustee's name is Susan Bull,
Private Client Services, Henderson, Nevada. Sincerely, P. Bowman (I have copies of letters that I wrote to her that are very interesting, let me know if you would like to see them.)
The following letter is very similar to the ISP.com/Ikano Communications letter that you have posted on your website. I sent it to the Utah BBB and also the Utah Attorney General.
August 15, 2008
This letter concerns ISP.com, a subsidiary of Ikano Communications.
In April 2008 I was notified by ISP.com that I owed for approximately 1 month of Internet service. I checked my records and found that I was current on payments until the end of April. I e-mailed ISP.com billing and informed them that I was current in payments. A few days later I could not connect to the Internet because ISP suspended my Internet service. On or about the last day of April or the first week of May, I called ISP.com and cancelled my service since I could not connect. On Aug. 7, about 3 months later, I received a letter from Affiliated Credit Services informing me that my account with ISP.com had been placed for collections in the amount of $29.85. This was for May, June and July. ISP.com did not cancel my account but waited 3 months until they could turn it over to collections.
I called ISP to get information on my account. They could not explain why I was suspended in April and why my account was not cancelled after I called them. I guess they don’t keep records or is it that they don’t want to give me any information because of their scam. Since I have always had excellent credit I mailed the collection agency the full amount to keep the bad mark off of my credit report.
Enclosed is a letter from another customer of who had a similar experience with ISP.com. It is posted on the web site http://corporateabuse.net. Also, I have enclosed headings that I found on http://www.ripoffreport.com.
I want my money back from ISP.com or Ikano Communications. I WAS RIPPED OFF BY THEIR SCAM! It is the worst that I have been treated by any business. How long are you going to let them get away with this?
